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SAM: A Subscription Based Business Model

Smart Asset Managers (SAM) Review
Smart Asset Managers (SAM) announced its expansion to the Philippines, its third Southeast Asian Market – next to Malaysia and Indonesia. SAM might just be one of the most innovative business models to date as it will offer a SUBSCRIPTION based participation.  This makes it very similar to other existing online models and I could say it can be the NETFLIX OF BUSINESS PARTICIPATION.

Why Should You Subscribe to Smart Asset Managers (SAM)?

I was among the set of bloggers invited to a Zoom meeting to know more about Smart Asset Managers (SAM).  I spent more than an hour listening to the discussion and also throwing tons of question about the new business model.  Being a graduate of business I do not easily get impressed with flavorful words and promise of money.  After, answering the questions I have, I decided that I would definitely subscribe to this one.

Smart Asset Managers (SAM)  Review
Blogger participants during the ZOOM Blogger Event of Smart Asset Managers (SAM)


Smart Asset Managers (SAM) is not a business investment.  Technically, you are subscribing to an app which provides you business information.  Your subscription entitles you to get information on those businesses and the company gives back an incentive to every subscriber.

The incentivized subscription is what makes SAM the first of its kind when it comes to subscription.  I have not seen any subscription type platform which gives back to its subscribers the same way that SAM will do.

Every subscriber of Smart Asset Managers (SAM) will have a chance to get 15% maximum return on their subscription every month.  This incentive depends on the performance of the business in the SAM APP.

SAM was first conceptualized and registered in 2018 in Melbourne Australia as a general business and not a financial solution provider. Therefore, it only invites subscribers whose subscribed amount of 300USD (minimum), will earn him incentives of up to 15% monthly, distributed daily. The amount is used in crowd-funding to create conventional businesses. The process used here is digital because one has to download the SAM apps.



SAM is into Digital and Conventional Business Developments

And how does Smart Asset Managers (SAM) adapt the two kinds of businesses? First let us understand what is a conventional business? It is defined as a “traditional and relatively mature industries in which breakthrough innovations and new ventures’ scalability are barely seen.” It is simply into buying and selling goods or services.

SAM’s founder, Rommel Santos
SAM’s founder, Rommel Santos

On the other hand, digital businesses use technology to create new value in business models, customer experiences and the internal capabilities that support its core operations. The term includes both digital-only brands and traditional players that are transforming their businesses with digital technologies.

This mobile apps has various functionalities. Among the different conventional businesses  to be created under the Smart Asset Managers Project Developments (SAMPD) include but not limited to oil importation/exportation; frozen fish, meat and other commodities; acquisition of PWave Technologies of India; owning of E-remittance and E-foreign exchange.

SAM’s aim is to reverse the conventional method of entrepreneurial journey through economy sharing in which a subscriber can directly engage in conventional business if he so desires.

Today, people are spending more money online, which has shifted business emphasis to digital sources of revenue and digital channels. The growth of the digital economy has made people more familiar with digital products and services, which has driven companies to seek new competitive advantages in the digital space.

SAM’s founder Rommel Santos said, “We are primarily focused in developing  real conventional businesses with this concept (digital). We share the opportunities to all our subscribers to engage directly in the business.”

SAM Operations and Philippine Launching

Currently, SAM has operations and community in the two countries and therefore intends to tap onto the dynamic growth of the social banking and e-commerce sector in the 7,000-island archipelago by investing an initial US$1-million from its $10-million capital expansion in the digital technology to benefit the marginalized Filipinos in its Spend Free Money To Earn Free Money project. It predicts to grow its footprint in the major islands across the Philippines over the next 12 months.

According to SAM’s founder, Rommel Santos, the “Philippines ranks second as the fastest growing internet economy in the world, right after Indonesia – with an internet penetration of 63 percent (67 million users) of approximately 106.7 million Filipinos. While we continue to grow our footprints in Malaysia, we also closely monitored and surveyed the Filipino market. The Philippines holds a strong demand for alternative forms of earning and gaining more understanding in Finance Technology.”


“We felt that it is timely for us to make the conclusive move to start expanding in Manila and the rest of major cities---especially seeing how Fintech is slowly becoming more inclusive and intentional in recent years,” Santos added.

According to a joint study entitled “e-conomy SEA: Unlocking the $200B Digital Opportunity” by Google and Temasek Holdings, it found that the Philippines ranked second after Indonesia as the world’s fastest growing internet market with the potential to grow by 11 per cent in CAGR (Compound Annual Growth Rate) to 93 million internet users by 2020.


This also means a vibrant outlook for e-commerce in the Philippines, specifically for online businesses, which is expected to grow approximately five times from US$1.1 billion in 2015 to US$4.6 billion by 2025.

In a 2018 report by WeAreSocial showing digital usage in the Philippines, it reveals that the Philippines not only has 67 million Internet users, but all of whom are also active on social media – of which more than 60 million were either unique mobile users or active mobile social users.

Smart Asset Managers is a global digital and conventional business development company that anchors e-commerce and publicly listed company, KinerjaPay,  with the commitment to contribute in making every Filipino’s life better through technology.

Quick Summary About Smart Asset Managers (SAM)

SMART ASSET MANAGERS business is Digital and Conventional Business Developments.

SAM is all about
  • NO SELLING
  • NO RECRUITMENT
  • NO TIRING TRADING PROGRAMS
  • NO BUYING IN AN INVESTMENT SCHEME
  • NO LENGTHY LOCKED IN CONTRACT
  • NO ONGOING PRE-PURCHASE RECURRING ORDER AGREEMENT
  • NO COMPLICATED MLM
  • NO BUSINESS OPPORTUNITIES HIGH PITCH SELLING TACTICS
  • WITHOUT BUILDING A COSTLY BUSINESS STRUCTURES
  • WITHOUT ANY RECURRING EXPENSES, I.E. STAFF SALARIES, OFFICE RENTAL AND UTILITIES
  • MOST OF ALL, EARNING WITHOUT SPENDING THOUSANDS PAYING SOMEONE TO TELL YOU THINGS YOU ALREADY KNEW

Our Initial Assessment of SAM

Smart Asset Managers (SAM) Review
It is too early to assess if it will be a successful venture but personally I think this subscription modeal with be disrupting everything.

During the Zoom meeting officiated by Rommel Santos, and Diego Jose Ramos, both key personalities managing the Smart Asset Manager, it is clear that the company has focus and direction. They did their best to explain how SAM works with only a minimum of $300 subscription, while expecting to get up to 15% revenue per month which you can withdraw anytime.

You can download the SAM App here, and we recommend that you study how it works.  Again, this app is on its initial development and you should be well aware of its development.  The key here is to remain well educated and informed about the latest about SAM.  Do not just subscribe and let things work for you because this business model encourages you to participate as well by consuming the information and using it to your advantage.

Watch out for the launching of Smart Asset Managers (SAM) in the Philippines either this July or August.  We look forward to its success.

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